November 12, 2026

Where does your salary go? 5 hidden reasons that will empty your pocket before the end of the month

A wide range of employees and families face increasing challenges in covering living expenses until the end of the month. As a result of the wave of high cost of living and the decline in purchasing power, as well as the accumulation of financial obligations and changing consumption patterns.

In this context, an economic report revealed that basic expenses such as food, housing, energy, and transportation account for the largest share of family income, which reduces the margin of savings and the ability to confront financial emergencies.

Official data show that the food, housing, and energy sectors represented about 63.6% of Moroccan household spending during the years 2022 and 2023, while the percentage of spending on food and beverages reached 27.9% of the total cash consumer spending of Saudi households in 2023.

The depletion of income is not limited to rising prices only, but also extends to installments, debts, digital subscriptions, purchases through applications, and deferred payment services, which have become accumulated monthly obligations that burden individuals.

For their part, economists believe that increasing wages does not necessarily reflect an improvement in the standard of living if the pace of price increases is faster. Experts stressed the need to rationalize the monthly budget, reduce luxury expenses, and avoid excessive debt, in parallel with implementing effective policies to protect the purchasing power of families.